Annual Summary of fees and interest

At First Trust Bank we value your business. So, as part of our commitment to being open and clear with our customers, each year we will give you a summary of your account.

We will send you a summary for each personal current account you hold with us. It will give you details of any interest, fees or refunds on your account in the last 12 months.

The summary will tell you:

the total of any credit interest paid to your account, or debit interest charged to your account in the last 12 months;
details of any fees you have paid in the last 12 months;
details of any fees which have been refunded to your account in the last 12 months; and
the interest rates that apply to your account at the date of the summary.

When we will send the Annual Summary:

We will send an Annual Summary to you each year in the anniversary month of your account opening.

You do not need to do anything

The summary is for your information and you do not need to take any action. If you have any questions about the summary, please contact your local branch or call our helpline on 0845 6005 925.

First Trust Bank is a trademark of AIB Group (UK) p.l.c. (a wholly owned subsidiary of Allied Irish Banks, p.l.c.), incorporated in Northern Ireland. Registered Office, 4 Queen's Square, Belfast, BT1 3DJ. Registered Number, NI 18800. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. First Trust Bank is covered by the Financial Services Compensation Scheme, established under the Financial Services and Markets Act 2000.

First Trust Bank subscribes to the Lending Code and is covered by the Financial Ombudsman Service. Details of the Lending Code are available on request from any First Trust Bank branch or from the Lending Standards Board.

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The information regarding the products and services contained on the following pages is intended only for the residents of Northern Ireland. If you are not a resident of Northern Ireland it may be unlawful for you to receive this information.