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Personal Finance

Mortgages & Loans


Your loan made personal


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With a personal loan from First Trust Bank you could have the money for those home improvements, new car or the wedding of your dreams. In fact, you can use your personal loan for almost anything you like!

Why put your plans on hold?

  • 7.9% APR representative (fixed) for loan amounts of £10,000 - £14,999 (other loan amounts are available on request)
    (see note 1 below)
  • Fixed interest rates to help you plan and budget
  • The freedom to arrange your monthly repayments over 12, 24, 36, 48 or 60 months

To find out more

  • Call into your local branch
  • Phone 0800 38 22 65

Important Information

Representative example

Loan of £10,000 with 60 payments of £200.33 per month. Total amount payable £12,069.80 including an arrangement fee of £50. Interest rate 7.5% p.a. (fixed). Representative 7.9% APR (fixed).

Rates and payments are correct as at 7 September 2012.

Note 1 - Lending criteria, terms and conditions apply. Whether we allow you to borrow money depends on your circumstances and our assessment of your ability to pay the money back. You must be 18 or over. An arrangement fee of £50 applies to all personal loans. 

 

Lending Code

We subscribe to the Lending Code which sets standards for banks when dealing with lending and overdrafts for personal customers. You can get more information on the Lending Code from any branch or at www.lendingstandardsboard.org.uk

 

 

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First Trust Bank is a trademark of AIB Group (UK) p.l.c. (a wholly owned subsidiary of Allied Irish Banks, p.l.c.), incorporated in Northern Ireland. Registered Office, 4 Queen's Square, Belfast, BT1 3DJ. Registered Number, NI 18800. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. First Trust Bank is covered by the Financial Services Compensation Scheme, established under the Financial Services and Markets Act 2000.


First Trust Bank subscribes to the Lending Code and is covered by the Financial Ombudsman Service. Details of the Lending Code are available on request from any First Trust Bank branch or from the Lending Standards Board.


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The information regarding the products and services contained on the following pages is intended only for the residents of Northern Ireland. If you are not a resident of Northern Ireland it may be unlawful for you to receive this information.