Summary box

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Call into a branch
Or call us on:
0845 6005 925

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Key product information Summary Box for Personal Savings accounts

Regular Saver Account
Select Savings Account
Cash ISA Account
Fixed Term Deposit Account
Junior Saver Account
Student 11-18 Account

Regular Saver Account
Regular Saver Rate	2.50% Gross/AER*
Standard Saver Rate	0.25% Gross/AER*
Tax Status	We will pay net interest (after taking off the basic rate of tax), unless you register your account with us to receive gross interest and the bank is in receipt of the appropriate documentation.
Conditions for bonus payments	Does not apply
Withdrawal arrangements	Instant access
How to access your account	Online or at your branch

Select Savings Account
Interest rates	Ask us, call 0845 6005 925, or, see the notices in your branch
Tax status (basis on which interest is taxed)	We will pay net interest (after taking off the basic rate of tax), unless you register your account with us to receive gross interest and the bank is in receipt of the appropriate documentation.
Conditions for bonus payments	Does not apply
Withdrawal arrangements	Instant Access
How to access your account	Online, by phone or at your branch.

Cash ISA Account
Interest rates	The interest rates are tiered and variable. Ask us, call 0845 6005 925,click hereor see the notices in your branch.
Tax status (basis on which interest is taxed)	Interest is paid tax free
Conditions for bonus payments	Does not apply
Withdrawal arrangements	Instant Access.
How to access your account	At your branch.

Fixed Term Deposit Account
Interest rates	Consult a member of staff as interest rates fluctuate daily
Tax status (basis on which interest is taxed)	We will pay net interest (after taking off the basic rate of tax), unless you register your account with us to receive gross interest and the bank is in receipt of the appropriate documentation.
Conditions for bonus payments	Does not apply
Withdrawal arrangements	On maturity. Charge applies for breaking fixed term
How to access your account	At your branch

Junior Saver Account
Interest rates	Ask us, call 0845 6005 925, or, see the notices in your branch
Tax status (basis on which interest is taxed)	We will pay net interest (after taking off the basic rate of tax), unless you register your account with us to receive gross interest and the bank is in receipt of the appropriate documentation.
Conditions for bonus payments	Does not apply
Withdrawal arrangements	Instant Access
How to access your account	Online, by phone or at your branch.

Student 11-18 Account
Interest rates	Ask us, call 0845 6005 925, or, see the notices in your branch
Tax status (basis on which interest is taxed)	We will pay net interest (after taking off the basic rate of tax), unless you register your account with us to receive gross interest and the bank is in receipt of the appropriate documentation.
Conditions for bonus payments	Does not apply
Withdrawal arrangements	Instant Access
How to access your account	Online, by phone or at your branch.

Important Note:

References to tax status may change depending on your status or circumstances. Ask us for more information which is also contained in individual product leaflets and guides.

First Trust Bank is a trademark of AIB Group (UK) p.l.c. (a wholly owned subsidiary of Allied Irish Banks, p.l.c.), incorporated in Northern Ireland. Registered Office, 4 Queen's Square, Belfast, BT1 3DJ. Registered Number, NI 18800. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. First Trust Bank is covered by the Financial Services Compensation Scheme, established under the Financial Services and Markets Act 2000.

First Trust Bank subscribes to the Lending Code and is covered by the Financial Ombudsman Service. Details of the Lending Code are available on request from any First Trust Bank branch or from the Lending Standards Board.

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The information regarding the products and services contained on the following pages is intended only for the residents of Northern Ireland. If you are not a resident of Northern Ireland it may be unlawful for you to receive this information.