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Personal Finance

Mortgages & Loans


Mortgages


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Here at First Trust Bank we have listened to our mortgage customers on what you want from us.  So to help you buy your first home, we've put together a simple step by step guide and a specific first time buyer mortgage offer. Let us help you turn your dream into reality.

 

 

 

 

 

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Loans are granted subject to an appraisal of the applicant’s financial standing. Applicants must be 18yrs or over. Full terms and conditions and written quotations available on request. A first legal charge will be required on your property.
First Trust Bank is covered by the Financial Ombudsman Service. First Trust Bank is a trademark of AIB Group (UK) p.l.c., incorporated in Northern Ireland. Registered Office 4 Queen’s Square, Belfast BT1 3DJ. Registered Number NI 18800. Authorised and regulated by the Financial Services Authority.

 

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Important Information

It is important that you read the following documentation before you open a mortgage account.

FTB Lending guidelines
FTB Mortgage fees and charges


First Trust Bank is a trademark of AIB Group (UK) p.l.c. (a wholly owned subsidiary of Allied Irish Banks, p.l.c.), incorporated in Northern Ireland. Registered Office, 4 Queen's Square, Belfast, BT1 3DJ. Registered Number, NI 18800. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. First Trust Bank is covered by the Financial Services Compensation Scheme, established under the Financial Services and Markets Act 2000.


First Trust Bank subscribes to the Lending Code and is covered by the Financial Ombudsman Service. Details of the Lending Code are available on request from any First Trust Bank branch or from the Lending Standards Board.


IMPORTANT: Before entering this site please take time to read our Site Legal Notice and Privacy Statement. By proceeding further you are deemed to have read and accepted our Site Legal Notice and Privacy Statement.


The information regarding the products and services contained on the following pages is intended only for the residents of Northern Ireland. If you are not a resident of Northern Ireland it may be unlawful for you to receive this information.