Time to own your own place? You've come to the right place.

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Or call us on: 0845 6005 925

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Do you currently have a First Trust Bank mortgage?

We don’t need to tell you that buying your first home is a big step, and we want to do what we can to help you get there.

We have a mortgage consultant in your area, who would be happy to meet you or phone you. They will ask you a few questions to understand what you need, and to make sure that the product they offer is the right one for you.

They have all been first time buyers too, so understand the questions you might have – and have most of the answers! We’ve included a few of the main questions we are asked below.

How much are your fees?

We know that saving up for a deposit and a first set of furniture is tough enough, so we won’t charge you an arrangement fee and we’ll also refund your valuation fee!

How much can I borrow and how much of a deposit do I need?

If you are eligible you may be able to borrow up to 90% of the value of the property you want to buy.

Our mortgage budget wizard will help you find out how much of a mortgage repayment you might be comfortable with, in just a few clicks.

What mortgages and rates do you offer?

First Trust Bank offers fixed and variable rate mortgages. Click here to read more about them.

Our mortgage rates page shows all our product rates in an easy comparison table.

What is the application process like?

Our mortgage lending guidelines page takes you through the information we will need to process your application, and the steps involved. Our mortgage consultants can guide you through every step of the way.

What do I need to do next?

Contact us today to find out more or to start your application.

Phone 028 9047 9221 or email mortgage.business@aib.ie

First Trust Bank is a trademark of AIB Group (UK) p.l.c. (a wholly owned subsidiary of Allied Irish Banks, p.l.c.), incorporated in Northern Ireland. Registered Office, 4 Queen's Square, Belfast, BT1 3DJ. Registered Number, NI 18800. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. First Trust Bank is covered by the Financial Services Compensation Scheme, established under the Financial Services and Markets Act 2000.

First Trust Bank subscribes to the Lending Code and is covered by the Financial Ombudsman Service. Details of the Lending Code are available on request from any First Trust Bank branch or from the Lending Standards Board.

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