Do you currently have a First Trust Bank mortgage?

Related information:

Are you worried about your mortgage?

Are you thinking of moving your mortgage, moving house or adjusting your First Trust Bank mortgage to carry out home improvements?

We have a range of mortgages available at competitive rates and, as a loyal customer; we want to be able to help you shape the home of your dreams. If you are thinking of moving your mortgage, please talk to us first to discuss our other offers which may be of benefit to you.

We have a mortgage consultant in your area, who would be happy to meet or phone you. They will ask you a few questions to understand what you need, and to make sure that the product they offer is the right one for you.

We hope you have enjoyed a quality service from us so far, and we want to keep your custom. To guide you, we have answered a few of the main mortgage questions below.

How much are your fees?

Our standard arrangement fee is just �295. If you choose a fixed rate product we will charge a further �400 booking fee.

How much can I borrow and how much of a deposit do I need?

If you are eligible we may be able to lend you up to 75% of the value of the property you want to buy or re-mortgage. However if you need to borrow more than this figure we still may be able to help.

Our mortgage budget wizard will help you find out how much of a mortgage repayment you might be comfortable with, in just a few clicks.

What mortgages and rates do you offer?

First Trust Bank offers fixed and variable rate mortgages. Click here to read more about them.

Our mortgage rates page shows all our product rates in an easy comparison table.

What is the application process like?

Our mortgage lending guidelines page takes you through the information we will need to process your application, and the steps involved. Our mortgage consultants can guide you through every step of the way.

I have a question about my existing First Trust Bank mortgage. Who do I contact?

Contact us using the phone number or email address at the bottom of this page – we will be happy to help. If you have concerns about repaying your mortgage, please contact us as soon as possible, so we can see how we can assist you. Our dedicated mortgage support team can be reached on 028 9047 9221.

What do I need to do next?

Contact us today to find out more or to start your application.

Phone 028 9047 9221 or email mortgage.business@aib.ie

Important Information

It is important that you read the following documentation before you open a mortgage account.

FTB Lending guidelines
FTB Mortgage fees and charges

First Trust Bank is a trademark of AIB Group (UK) p.l.c. (a wholly owned subsidiary of Allied Irish Banks, p.l.c.), incorporated in Northern Ireland. Registered Office, 4 Queen's Square, Belfast, BT1 3DJ. Registered Number, NI 18800. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. First Trust Bank is covered by the Financial Services Compensation Scheme, established under the Financial Services and Markets Act 2000.

First Trust Bank subscribes to the Lending Code and is covered by the Financial Ombudsman Service. Details of the Lending Code are available on request from any First Trust Bank branch or from the Lending Standards Board.

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The information regarding the products and services contained on the following pages is intended only for the residents of Northern Ireland. If you are not a resident of Northern Ireland it may be unlawful for you to receive this information.