Packaged Current Account

Next Steps:

Call into a branch
Or call us on:
Freephone
0800 389 6218

(some mobile-phone
providers may charge
for calls to this number)

Related information:

This account makes sure that staying on top of your finances is simple and rewarding, with interest paid on your account when it is in credit. We will give you notice before we charge you any fees.

Budget your finances for only �8 per month.
Credit interest when you stay in credit.
You can manage your money when you want, day or night online.
Interest free overdraft of �100.00.
No hidden charges.

Here’s how it works

We'll pay you interest

Earn credit interest on your Packaged Current Account. The rate we pay depends on your balance. You can get more information on how much interest you can earn on your credit balances on this website, from your local First Trust branch or by calling our helpline on Freephone 0800 389 6218.

Visa Debit Card

One card, two functions. You can apply for Visa debit card, so you don't have to pay in cash. This also acts as a cash card, letting you withdraw up to �500 each day (if your balance allows this) from First Trust Bank cash machines with no transaction charge.

Manage your money when and where it suits you!

Our Online and Phoneline Banking services let you bank when you want. You can transfer funds, pay bills and check your balance and statement online, which should save you hassle and unnecessary trips to the bank.

How do I open an account?

I am a First Trust customer

Become a customer now.

Important Information

First Trust Bank is a trademark of AIB Group (UK) p.l.c. (a wholly owned subsidiary of Allied Irish Banks, p.l.c.), incorporated in Northern Ireland. Registered Office, 4 Queen's Square, Belfast, BT1 3DJ. Registered Number, NI 18800. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. First Trust Bank is covered by the Financial Services Compensation Scheme, established under the Financial Services and Markets Act 2000.

First Trust Bank subscribes to the Lending Code and is covered by the Financial Ombudsman Service. Details of the Lending Code are available on request from any First Trust Bank branch or from the Lending Standards Board.

IMPORTANT: Before entering this site please take time to read our Site Legal Notice and Privacy Statement. By proceeding further you are deemed to have read and accepted our Site Legal Notice and Privacy Statement.

The information regarding the products and services contained on the following pages is intended only for the residents of Northern Ireland. If you are not a resident of Northern Ireland it may be unlawful for you to receive this information.