Business Financing

Effective managment of working capital is extremely important in the current business environment. We can help you find a flexible solution to your working capital needs.

We are always available to discuss your business challenges and proposals and to offer relevant advice and support. When applying for finance, you’ll need to show that your business has potential and can generate sufficient funds to service debt repayments. To help you think and prepare for this we’ve developed the information below.

Business Support Fund
Business banking working for you (PDF)
Helping business source finance (PDF)
Managing your business through challenging times (PDF)

Businesses need to raise short-term finance for a host of reasons and there are a number of options available to you.

Short-term working capital

Business overdraft - can give your business the flexibility to manage short-term cashflow requirements.
Invoice discounting - with Invoice Discounting we can help your business overcome cashflow problems by giving you immediate access of up to 80% of invoiced debt.
Visa business cards

Longer term requirements

Asset Finance - is a practical way to finance the purchase of equipment, commercial vehicles, plant and machinery.
Business loan - most businesses need loans at some point of their development, as part of our support package we offer loans at competitive interest rates which can be structured with flexible repayments.

You may also be interested in:

Enterprise Finance Guarantee Scheme
Alternative sources of finance

First Trust Bank is a trademark of AIB Group (UK) p.l.c. (a wholly owned subsidiary of Allied Irish Banks, p.l.c.), incorporated in Northern Ireland. Registered Office, 4 Queen's Square, Belfast, BT1 3DJ. Registered Number, NI 18800. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. First Trust Bank is covered by the Financial Services Compensation Scheme, established under the Financial Services and Markets Act 2000.

First Trust Bank subscribes to the Lending Code and is covered by the Financial Ombudsman Service. Details of the Lending Code are available on request from any First Trust Bank branch or from the Lending Standards Board.

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